Credit Officer - Corporate Diversified Industries

Profile

Overview
At Texas Capital Bank, we are driven by a single-minded and unwavering mission: to serve business and the individuals who run them. We use a consultative approach and innovative technologies to develop new ideas that give the bank and our clients a competitive advantage. We partner with our customers to push the boundaries of what\u2019s possible\u2014together.Headquartered in Dallas, Texas Capital Bank has offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, and we serve clients in a variety of industries from coast-to-coast.
 
We are on the Forbes Best Banks in America list, and were named a top place to work by The Dallas Morning News, Houston Chronicle and San Antonio Express-News. For further information, please visit us at www.texascapitalbank.com.
Responsibilities
To be successful in this role, the candidate must be an effective team player who is able to process large amounts of information, communicate and collaborate in a clear and concise manner, and develop innovative solutions for our clients, all while maintaining a strong and efficient attention to detail and managing multiple workstreams. Key responsibilities include, but are not limited to:

Partners with Corporate and Capital Markets coverage and underwriting teams to provide recommendations on credit structure and potential risks
Assesses terms under which credit will be extended, including analysis of repayment and projected scenarios, covenants, and collateral requirements
Assures the integrity and proper documentation of individual credits approved as well as the assigned portfolio
Acts as a responsible steward of the firm\u2019s capital, ensuring fidelity to risk management and underwriting standards
Ensures effective administration of the loan policies, programs, objectives and goals as they pertain to the firm, to include adherence to policy compliance requirements assessment of risk ratings in an accurate and timely manner
Stays informed on the latest trends and developments in financial and banking products, financial markets, and regulations
Provides leadership and development for Portfolio Management team
Accompanies coverage teams on client visits, when needed
Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects
May perform other duties as needed

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ.  Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.
Qualifications

Bachelor\u2019s degree in finance, accounting, or related field, required; MBA, CPA, CFA or equivalent designations preferred
Minimum of ten (10) years of experience in a credit role with a focus on corporate and investment banking; experience with leveraged or sponsor finance preferred
Completion of a Formal Credit Training program or commensurate underwriting experience
Prior experience as a commercial lender viewed favorably
Must possess a high level of motivation and initiative with the ability to perform in a fast-paced, collaborative environment and build working relationships across the organization
Must have excellent interpersonal and communications skills, both verbal and written, with ability to communicate policies, procedures and objectives effectively throughout the firm and to cultivate working relationships with banking teams and clients
Must have a high level of analytical skill to assess and manage areas of responsibility including determination of credit risk involved and making final approval decisions
Proficient in MS Office products (Teams, Word, Excel, PowerPoint)
Understanding of products and services across the firm
Thorough knowledge of commercial loans, principles, policies, and practices
Knowledge of current lending laws and regulations
Proven leadership skills and a passion for financial services and delivering superior client experiences

Company info

Texas Capital Bancshares, Inc.
Website : http://www.texascapitalbank.com